Insure against identity theft through an optional endorsement available under your homeowners policy. An imposter can obtain key pieces of personal information, such as your social security or driver’s license numbers. Using this information, they can attempt to obtain credit, merchandise and services, or create false credentials in your name. Identity theft can have a profoundly negative impact on your life and potentially destroy your credit history, which can take years to re-establish.
This endorsement provides first-party coverage for expenses incurred by the insured due to identity theft initially discovered during the policy period.